I am 21 and have no credit history, I make about $1200 per month, my monthly expenses are about $400, so I was wondering if this would be a good option for me in order to start building credit. 25.24 - 27.99% APR. Balance calculated by "average daily balance (including new purchases)". I do not want to charge a lot of money on this card, I want it as an excuse to 1) build some credit and 2) buy an iPad.
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